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The process of buying real estate in Portugal involves several stages: property search, signing the preliminary contract (CPCV), making a deposit, and signing the final contract (Escritura). The main documents required for the purchase include a passport, tax identification number (NIF), proof of income, and a Portuguese bank account number. We guide you through each step and assist with document preparation.

Real estate prices in Lisbon depend on the neighborhood and type of property. Here are some examples of areas suitable for different types of buyers:

• For families: Alvalade – a peaceful residential area with good schools and parks. The average price per square meter is around €5,000–6,000.
• For entrepreneurs: Santo António – a central area with business centers and office buildings. The average price per square meter reaches €7,000–8,000.
• For IT professionals: Parque das Nações – a modern area with tech hubs and coworking spaces. The average price per square meter is around €6,000–7,000.
• For investors: Marvila – an emerging area with potential for real estate price growth. The average price per square meter is around €4,000–5,000.

Please note that prices can vary depending on the specific property and market conditions. We can help you find the ideal property that matches your criteria.

The main property taxes in Portugal include:

• IS (Stamp Duty) – a one-time tax, fixed at 0.8% of the property value.
• IMT (Property Transfer Tax) – varies from 0% to 8%, depending on the property value and type.
• IMI (Municipal Property Tax) – ranges from 0.3% to 0.45% for urban properties, depending on the property’s cadastral value.
• IRS (Income Tax for Individuals) – if the property is rented out, the tax rate depends on the rental duration.

For more detailed information, our specialists will provide a free consultation.

For different categories of buyers in Lisbon, certain neighborhoods are better suited to their lifestyle and needs:
Neighborhoods for families with children:

• Alvalade: A peaceful neighborhood with many schools, parks, and family-friendly cafes. It has a well-developed infrastructure and a safe, cozy atmosphere, making it ideal for families.
• Lapa: One of the prestigious and quiet areas with embassies and historic homes. It also has good schools and parks, attracting families who value comfort and security.

Neighborhoods for entrepreneurs and businesspeople:

• Santo António: The city center with access to business centers, restaurants, and offices. It’s perfect for professionals who prefer to be in the heart of the action and appreciate prestigious addresses.
• Avenida da Liberdade: A neighborhood known for luxury boutiques, hotels, and international company offices. An excellent choice for those working in business and preferring a central location.

Neighborhoods for IT professionals and freelancers:

• Parque das Nações: A modern neighborhood with coworking spaces and tech hubs. It offers spacious, modern apartments and a well-developed infrastructure, making it an ideal choice for remote workers or those in IT.
• Campo Pequeno: A quiet and cozy neighborhood with quick access to coworking spaces and educational institutions, perfect for freelancers and IT professionals who prefer a more tranquil environment.

Neighborhoods for investors:

• Marvila: An up-and-coming area with modern residential complexes and great potential for price growth. Marvila is becoming popular among young professionals and students, creating rental demand and making it attractive for investments.
• Ajuda: A historical area that is gradually developing, offering properties at more affordable prices with good growth potential. It’s a promising spot for investors focused on long-term investments.

Neighborhoods for those seeking peace and comfort:

• Restelo: A quiet and prestigious area along the Tagus River, ideal for those who value comfort, safety, and privacy.
• Benfica: A cozy neighborhood with good transport connections and parks, making it a great choice for those looking for peaceful and affordable housing in Lisbon.

In Lisbon, the average price per square meter for new developments ranges from €5,000 to €7,000, depending on the neighborhood. In Porto, prices for new builds are lower, ranging from €3,000 to €5,000 per square meter. As the capital, Lisbon remains the more expensive option, however, new developments in Porto attract investors due to the city's dynamic growth.

The Portuguese real estate market remains stable and attractive for long-term investments, showing continuous growth in property values over the past few years. High demand for rentals, especially in popular areas, ensures stable income, making property purchases a profitable investment. Although buying property no longer grants the right to residence, investors can consider alternative visa programs such as D7 (for passive income) or D2 (for entrepreneurs).
Additionally, the NHR (Non-Habitual Resident) program still offers tax benefits for new residents, although its conditions became more restrictive in 2024. Despite the tightening, the NHR status remains a valuable opportunity for those who meet the new requirements and plan to relocate to Portugal.

To obtain a mortgage in Portugal, both residents and non-residents are required to provide, at a minimum, the following documents: a tax identification number (NIF), passport, proof of income, employment contract, and credit history. Banks may also request additional documents depending on the specific situation.
A4 Real Estate mortgage brokers will assist you in gathering and submitting the necessary documents to make the process as convenient and transparent as possible. We will carefully review your case and provide a plan of action during a free consultation.

Portugal offers not only comfortable living conditions but also a unique quality of life that attracts immigrants from all over the world. After five years of residence with a residence permit (residence or permanent) you can apply for Portuguese citizenship and a European passport.
The country boasts 300 sunny days per year, friendly locals, and picturesque beaches along the Atlantic Ocean. Portugal combines a rich culture and unique tourist attractions—from historic cities to stunning natural landscapes—making it an ideal place to live and relax.

Portugal offers a wide range of visas, each tailored to different needs and purposes:

• D2 (Entrepreneur visa): a programme for those wishing to start a business or invest capital in Portugal, also suitable for self-employed individuals.
• D7 (Passive Income Visa): suitable for persons with passive income from abroad, including pensions and dividends.
• Startup Visa: supports foreign entrepreneurs seeking to develop innovative startups in Portugal. Requires a business plan and proof of the innovative nature of the project.
• Golden Visa: available through investments in the country's economy, such as investments in foundations, science or cultural heritage.
• Digital Nomad Visa: a special visa for remote workers that allows you to live and work in Portugal with an employer outside the country.
• D3 (Highly Qualified Visa): intended for professionals in technology, medicine and other sectors requiring high qualifications.
• HQA Visa (High QualifiedActivity): a residence permit for highly qualified professionals and researchers, allowing them to carry out scientific and professional activities in Portugal.

Our specialists will help you choose an immigration programme that perfectly matches your goals and situation. We provide a full cycle of services - from selecting the best option and preparing documents to support you at all stages, up to obtaining a Portuguese passport. With us, the process becomes simple and straightforward, and your dream of living in Portugal becomes a reality.

In order to obtain a residence permit, you must fulfil the conditions of the selected visa programme. Once you have applied and successfully completed all the steps, you will receive a residence permit, which must be renewed until you receive your permanent residence permit or passport. The rejection rate is minimal, failure is possible in case of improper preparation. We assist and accompany our clients at every step of the process and bring the case to a successful outcome.

Portuguese citizenship can be obtained after 5 years of residence from the date of application for residence permit. It is a prerequisite to pass the A2 level Portuguese language test. Citizenship allows free movement within the EU and provides all the rights available to Portuguese citizens.

The required documents depend on the type of visa, but the basic list includes passport, income certificate, tax number (NIF), documents confirming the basis for the visa (e.g. employment contract, proof of income for D7). We provide detailed advice and help with the preparation of the full package of documents, accompanying our clients at every stage.

Moving to Portugal for citizens of Russia and CIS countries is possible through several programmes and includes flexible application options. You can apply for a residence permit in the country where you have citizenship or residence.
If you are unable to apply in your country of residence, you can consider applying through a third country, such as Serbia. This will require prior processing of a residence permit in the chosen country, paving the way for you to apply for a Portuguese residence permit. We will help you find the best option and advise you on all legal and organisational issues to make your move easy and confident.

Permanent residency grants almost the same rights as citizenship, including the right to reside and work permanently in the country, access to education and health care. Portugal offers comfortable conditions for permanent residence and the possibility of free movement within the Schengen area.

The Golden Visa in Portugal is a programme that allows foreign investors and their families to obtain a residence permit through investments in the country's economy. Today, the purchase of real estate is no longer a basis for obtaining a Golden Visa, but the visa is available through investments in investment funds, business, scientific research or cultural projects.
The main advantage of the programme is that it does not require a long stay in the country. To retain residency status on a ‘golden visa’, it is sufficient to stay in Portugal for only 14 days over a two-year period, unlike other visas where a six-month stay is required.